UK House Prices Remain Strong in 2025 – What Buyers Should Know
Summer might traditionally signal a slowdown in the property market – with school holidays in full swing and many people away – but 2025 is proving to be anything but quiet. Despite expectations, buyers remain active, and house prices continue to hold strong.
A Healthy Property Market with More Buyers
So far this year, the property market has shown robust performance. Our own data reveals:
Property viewings arranged are up 8% year-on-year
Sales agreed are up 5% year-on-year
This trend isn’t just unique to us – similar figures are being reported across the region, indicating that buyers are still keen to move, and demand is healthy.
Importantly, these numbers compare against 2024, which was already a strong year for the housing market. That means 2025 is outperforming an already successful year, not recovering from a weak one.
Why Affordability is Boosting Buyer Activity
One of the biggest drivers in today’s market is affordability. According to recent data from Nationwide, the average UK home now costs around 5.75 times the average income – the lowest ratio in a decade and well below the peak of 6.9 times in 2022.
How Wage Growth is Outpacing House Prices
This shift is partly due to wages rising slightly faster than house prices, making property more accessible for many buyers.
Loan-to-Value Mortgages and Relaxed Affordability Rules
On top of that:
More lenders are offering higher loan-to-value mortgages, allowing buyers to put down smaller deposits.
Mortgage affordability rules have eased, with some buyers now able to borrow up to 20% more without an increase in interest rates or monthly repayments.
Selling in 2025? How to Attract the Right Buyer
If you’re looking to sell and move by the end of 2025, it’s worth acting sooner rather than later. With transactions currently taking around four months from start to completion, starting now ensures you don’t miss the window.
Importance of Competitive Pricing
Setting a competitive asking price will help you stand out and secure the right buyer in today’s active market.
Final Thoughts on House Prices and Buyer Demand
2025 has already proven to be an exceptional year for the property market, with strong activity levels, improving affordability, and steady house prices. Whether you’re a buyer looking for your next home or a seller ready to take advantage of current demand, the market is in your favour.
Our team is here 8am to 8pm, seven days a week, to discuss your moving plans and guide you through the process. Get in touch today and let’s make your next move happen.
